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UBC Insurance Solutions / Services / Employee Benefits


Employee Benefits

Employee Benefits

The Many Benefits of Offering an Attractive Employee Benefits Package
Offering a comprehensive benefits package for your employees is one of the best investments you can make. Providing benefits such as health insurance, life insurance, 401K investments, pensions, dental insurance, vision insurance, supplemental Medicare insurance, international insurance, and long-term care insurance shows your employees that you care about their well being. These types of benefits also often extend to the employee’s family members as well, making them even more desirable to the worker.

Employees derive a considerable amount of job satisfaction from an attractive benefits package, making them less likely to search for employment elsewhere. This reduces the amount of employee turnover, which in turn, saves the employer money.

Certain employee benefits, like health insurance, also help keep employees healthy and happy. A healthy, happy employee experiences fewer sick days, and a higher overall on-time attendance rate. Many health insurance plans include options for mental health care, substance abuse treatment, vision and dental care. These options add up to healthier employees.

What UBC Can Do for Your Employee Benefits Package

UBC Insurance Solutions offers a wide range of employee benefits for employers. You can choose from:

  • Family and individual health insurance. These plans are generally not guaranteed issue, but the selections change often, creating money-saving opportunities for tight budgets
  • Small group health plans. UBC provides group health insurance packages for the small business that include guaranteed issue, the ability to choose from several insurance carriers, and pre-tax money saving strategies.
  • Midsized and large group health insurance. This bracket of group health insurance plans includes guaranteed issue for all eligible participants, and the option to stick with doctors and hospitals you trust- without costing extra.
  • Management carve out health insurance. Provide additional insurance coverage for key employees
  • Health care coverage for your 1099 employees- (Ask us how!)
  • Dental insurance with no waiting period. Get immediate benefits for you and your employees!
  • Vision insurance including a full-range of vision services
  • Short term disability and long term disability insurance
  • Life insurance
  • Accidental death and dismemberment insurance

In addition to these employee benefits, you can choose individual options that boost the attractiveness of your employee benefits package, like mental health care coverage, chiropractic, acupuncture, and substance abuse treatment.

UBC can help you tailor a unique employee benefits package. We can even help you sort the jumble of insurance jargon and multitude of options that are presented when selecting an insurance policy.

*Random Fact: According to a survey conducted by the U.S. Department of Labor, "workers in higher paid occupations were twice as likely as workers in lower paid jobs to participate in health and retirement plans."

Resources Regarding Employee Benefits:
The U.S. Department of Labor offers consumer information of health plans:
Top 10 Ways to Make Your Health Benefits Work for You: by the U.S. department of Labor.

How to Protect Your Employees When Purchasing Health Insurance: by the U.S. Department of Labor. Compliance Assistance Guide - Health Benefits Coverage Under Federal Law