Services - Employee Benefits

Employee Benefits

The Many Benefits of Offering an Attractive Employee Benefits Package

Offering a comprehensive benefits package for your employees is one of the best investments a business owner can make. Providing benefits such as health insurance, life insurance, dental insurance, vision insurance, as well as disability and supplemental insurance shows your employees that you care about their well-being. These types of benefits also often extend to the employee’s family members as well, making them even more desirable to the worker.

Employees derive a considerable amount of job satisfaction from an attractive benefits package, making them less likely to search for employment elsewhere. This reduces the amount of employee turnover, which in turn, saves the employer money.

Certain employee benefits, like health insurance, also help keep employees healthy and happy. A healthy, happy employee experiences fewer sick days, and a higher overall on-time attendance rate. Health insurance plans include options for mental health care, substance abuse treatment, as well as vision and dental care for dependents up to the age of 19. These options add up to healthier employees.

Offering group health benefits to your employees can also save both the employer and employee money on taxes. Not only are the premiums paid by the employer tax deductible, but premium payments made by the employee through payroll deductions can be made on a pre-tax basis. This means that not only do employees save money on the overall cost of health insurance, but this also reduces the burden of payroll taxes on the employer.

What UBC Can Do for Your Employee Benefits Package?

UBC Insurance Solutions offers a wide range of employee benefits for employers. You can choose from:

  • Small group health plans. UBC provides group health insurance packages for the small business that are guaranteed issue, the ability to choose from several insurance carriers, and pre-tax money saving strategies.
  • Midsized and large group health insurance. This bracket of group health insurance plans includes guaranteed issue for all eligible participants, and the option to stick with doctors and hospitals you trust- without costing extra.
  • Management carve out health insurance. Provide additional insurance coverage for key employees
  • Health care coverage for your 1099 employees (Ask us how!)
  • Dental insurance with no waiting period. Get immediate benefits for you and your employees!
  • Vision insurance including a full-range of vision services
  • Short term disability and long-term disability insurance
  • Life insurance
  • Accidental death and dismemberment insurance

UBC can help you tailor a unique employee benefits package.
We can even help you sort the jumble of insurance jargon and multitude of options that are presented when selecting an insurance policy.

In addition to your employee benefits needs, clients of UBC are given access to HR services as well as reviewing your employee handbook to make sure it is accurate and up-to-date. UBC can also offer compliant generation of a new employee handbook at no fee to our clients! It is not uncommon for employee handbooks to be overlooked, however, an employer will be legally bound by much of what is contained in their employee handbook so it is crucial to keep it updated!